# Teach Your Students Simple Money Planning With This Lesson and Activity Sheet

Spending, saving, and giving!

What can we do with money? Itâs an important question for K-2 students (and one that theyâre inherently motivated to find out the answer to). Spending, saving, and giving are central concepts when it comes to money management. Give your students a head start with this âMoney Planningâ lesson. Itâs all part of ourÂ Adventures in Math resource center!

## Whatâs in the âMoney Planningâ lesson?

This lesson is divided into four parts:

Part 1âSpending Money: Make a âwants vs. needsâ list as a class.

Part 2âSaving Money: A special story helps kids understand why itâs important to keep their money in a special place. The âDonât Lose Your Moneyâ worksheet has them identify good places to keep money.

Part 3âGiving Money: In small groups, students brainstorm how to use \$10 to help others.

Part 4âSpending, Saving, and Giving: Construct a pictograph using three different colors of sticky notes.

## Standards

• Develop an understanding of personal financial literacy, including income, interest, wants and needs, saving and spending, and charitable giving.
• Participate in group discussions.
• Communicate math ideas and reasoning.
• Solve addition and subtraction problems involving numbers up to 100.
• Apply mathematics to solving problems arising in everyday life.
• Solve one- and two-step word problems.
• Solve word problems involving dollar bills, quarters, dimes, nickels, and pennies, using \$ and Â˘ symbols appropriately.
• Solve word problems using objects.
• Classify, count, and sort objects into categories.
• Organize, represent, and interpret data.
• Draw graphs to represent data.
• Solve simple problems using bar graph information.