Worth Ave. Group's E-Reader insurance policy provides replacement cost coverage and protects the device worldwide against: accidental damage (includes cracked screens/liquid spills), theft, vandalism, fire, flood, natural disasters and power surge due to lightning. Our E-Reader insurance covers all types of E-Readers (Kindles, Nooks, Sony Reader, etc.). All of our E-Reader policies come with a $25 deductible and offer 1, 2 or 3 year plans.